If you have questions about Umbrella insurance in Denver, CO contact us at Alliance General Insurance Agency we can clear up any confusion you have about this type of insurance and offer you a quote for your individual situation. Umbrella insurance is a type of insurance that adds additional liability. Many policies offer a minimum of a million dollars in extra coverage over your existing policies. The umbrella policies start where your home, business, or auto leaves off many people choose this additional protection for a variety of reasons.
Umbrella Insurance FAQs
- Who would need umbrella insurance? Anyone with a current insurance policy who feels as though the coverage limits will not meet the actual loss. For example, if your car has value over what is appraised to you or someone then additional auto coverage is a good idea. If your home appraisal or business insurance will not leave you set to continue running your business or having a place to live in the area then an umbrella policy will be a piece of mind over your basic coverage.
- How much umbrella insurance might I need? This is a number to work out with your agent after establishing what a general policy will cover and your needs above that amount.
- What can umbrella insurance in Colorado cover? Bodily injury, charges of slander and liable, business coverage, and property damage are all common coverages under an umbrella policy because these situations can exceed a policy in some cases and it is a risk many people do not want to take with their business or home.
Contact us at Alliance General Insurance Agency for more information about umbrella insurance. We provide insurance policies for people in and around Denver, CO. Call today.