Your home is likely to be your most valuable investment, the place where you will not only raise your family, but will make some of your most precious memories as you live your life, growing old together. Therefore, protecting that investment by buying adequate home insurance is vital for your peace of mind and your savings.
Your home is vulnerable to a variety of natural disasters including fires, storms, lightning strikes, and even, in Colorado, minor earthquakes. A burglar can break in and steal your possessions, including expensive electronics, jewelry, and other valuables. Your home and the things contained within can be damaged due to vandalism.
The idea of carrying home insurance is that you will have a way to help repair or rebuild your home if disaster strikes and help replace your possessions if they are stolen or damaged.
The cost of home insurance and what it covers depends on a number of factors including the age of the home, how many people live there, the value of covered possessions, the location of the home, and more. Note that home insurance does not cover damages as the result of a flood. Flood insurance must be covered in a separate policy.
If you just bought a new home or would like to upgrade your insurance coverage of your existing home, contact Alliance General Insurance Agency. We have Denver, CO home insurance agents who will be able to help you find the right policy and the level of coverage to suit your insurance needs. Our independent insurance agents will be able to find you the best deal for a policy that will protect your home and the possessions it contains.