In the state of Colorado, if you own a motorcycle, you must also have motorcycle insurance in order to drive it legally on the road. When it comes to motorcycles, we understand that they can be fun, fast, and inexpensive. Unfortunately, they can also be dangerous and the last thing you want to do is get into an accident and not have motorcycle insurance.
Since it is a requirement to have motorcycle insurance to operate your motorcycle in Colorado, there are also minimums you must meet with your insurance policy. When shopping around for insurance, make sure that you meet the minimums which include $25,000 in coverage for bodily injury per person, $50,000 in coverage per accident for bodily injury, and $15,000 in coverage per accident for property damage.
In addition to the required coverage you need for motorcycle insurance, you also have to option of adding other types of coverage to further protect you and your property. A few examples of additional coverage includes collision (to help pay for repairs on your motorcycle after an accident), comprehensive (to help you pay for repairs on your motorcycle in specific other circumstances), medical payments (to help pay for medical bills for your injuries after an accident), towing and labor (providing emergency roadside assistance for unexpected situations), and uninsured/under insured motorist (to help protect you if you are in an accident with a driver who is not insured or is under insured).
If you are in need of motorcycle insurance, be sure to contact us at Alliance General Insurance Agency for all of your insurance needs. Our Denver, CO motorcycle insurance agents can help you find the right policy for you and your budget.